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Term Life Insurance

Whole life or Universal life is often called Permanent insurance. This type of policy never expires, providing you pay the premiums, for as long as you live or until a date specified in your policy. This type of policy provides life insurance coverage, but in addition providing coverage for a period of time it also provides other options that an agent can review more specifically with you.  The options, or riders, providing increased flexibility to the consumer. 

The complexities of these products makes it difficult to define in simple terms.  Where it be Whole Life, Universal Life,  or Variable Universal Life products, we suggest that you sit down and meet with an insurance professional who can discuss with you the latest products available in the market, and those that may best fit your need.   


Copyright © 2008, 2009, 2010 by James Carlough. All rights reserved.   Last revised June 29, 2010


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